40w913 Trotter Lane

St. Charles, IL
$ 1,165,000 Beds 5 Baths 5.5 Sq 6,896
Monthly Estimate* How much can I afford?

Available now is this exceptional estate offering 5 bedrooms, 5.1 bathrooms, a 3-car garage, and a full finished walkout basement situated on a breathtaking 1.7-acre wooded lot. Surrounded by mature trees and picturesque natural scenery, this home offers a rare combination of privacy, tranquility, and everyday luxury. Expansive windows throughout the home capture beautiful views of the surrounding landscape, creating a seamless connection between indoor living and the beauty of nature. Whether enjoying your morning coffee in the sunroom or relaxing by one of the home's fireplaces, you'll appreciate the peaceful setting and ever-changing seasonal views that make this property truly special. A dramatic two-story foyer welcomes you into the thoughtfully designed open-concept floor plan. The heart of the home is the stunning sunroom, surrounded by walls of windows that frame picturesque woodland views and flood the space with natural light year-round. The gourmet chef's kitchen features a massive center island, granite countertops, a resurfaced fireplace, butler's pantry, and abundant cabinetry, seamlessly connecting the indoor living spaces to the beauty of the outdoors. The impressive two-story family room features a floor-to-ceiling brick fireplace and soaring windows that bring the surrounding landscape inside, creating a warm and inviting atmosphere. A first-floor bedroom with a full bath offers excellent flexibility for a home office, guest suite, or in-law arrangement. All new light fixtures throughout the home provide a fresh, updated feel. The spacious primary suite serves as a private retreat, featuring a cozy fireplace, picturesque views of the surrounding landscape, and a spa-inspired bath with dual vanities, a walk-in shower, soaking tub, and a generously walk-in closet with additional storage space. Three additional bedrooms are located on the second level, including one with a private en-suite bath. An additional hall bath is thoughtfully designed with dual vanities and a separate room housing the shower and toilet, allowing for added privacy and convenience. The full, finished walkout basement provides endless possibilities, featuring a fireplace, full bathroom, kitchenette, multiple recreation areas ideal for a game room, fitness area, media room, or additional family room, plus extensive storage space. Direct stair access to the garage adds convenience and functionality. Move-in ready and exceptionally maintained, this home offers a unique opportunity to enjoy luxury living surrounded by nature, privacy, and scenic beauty. Bankruptcy sale. Property is being sold "As-Is, Where-Is." Court approval required.

Active

  • Price
  • $ 1,165,000
  • City
  • St. Charles
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Campton Hills - St. Charles
  • Lot Size
  • 1.7 Acres
  • Zip
  • 60175
  • Sqr Footage
  • 6,896
  • Year Built
  • 1993
  • Taxes
  • $ 6603
  • Style
  • Traditional
  • MLS#
  • 12677838
Listed By: Real Properties Realty Group, Inc.
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 6896
Sewer Septic Tank
Heating Natural Gas,Forced Air,Sep Heating Systems - 2+,Zoned
Cooling Central Air,Zoned
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Trash Compactor,Water Purifier,Water Softener
HOA Fee 200
Garage Spaces 3
Association Fee Includes None
Architectural Style Traditional
Construction Materials Brick,Cedar
Year Built 1993
Electric Circuit Breakers,200+ Amp Service
Township Campton
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction No
Property Type Residential
Subdivision Name Oak Glen
Total Rooms 15
Full Baths 5
Status Active
Directions RT. 38/2LAFOX/N2 CAMPTON WOODS DR./W2 TROTTER LN/N2HOME
High School St Charles North High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Wasco Elementary School
Tax Annual Amount 6603
Middle/Junior High School Thompson Middle School
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s),Wet Bar,1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Pantry
Basement Finished,Exterior Entry,Egress Window,9 ft + pour,Storage Space,Full,Walk-Out Access
Flooring Hardwood
Total Fireplaces 4
Fireplace Features Double Sided,Wood Burning,Attached Fireplace Doors/Screen,Gas Log,Gas Starter
Half Baths 1
Laundry Features Main Level,Gas Dryer Hookup,Sink
Total Bedrooms 5
Room Type Bedroom 5,Heated Sun Room,Game Room,Recreation Room,Kitchen,Bonus Room,Storage,Utility Room-Lower Level,Workshop
LivingAreaSource Estimated
Total Baths 6
Bedrooms Possible 5
Bathroom Whirlpool,Separate Shower,Double Sink

Exterior Features

Model CUSTOM
Parking Features Asphalt,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
Lot Features Cul-De-Sac,Landscaped,Wooded,Mature Trees
Water Source Well
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 74052
Lot Size Acres 1.7
Waterfront Y/N No
Other Equipment Water-Softener Owned,TV-Cable,Intercom,CO Detectors,Ceiling Fan(s),Sump Pump,Radon Mitigation System,Multiple Water Heaters

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Wasco Elementary School
Middle School Thompson Middle School
High School St Charles North High School

Price History

7/2/2026 Listed $1,199,900
8/2/2026 3% - $1,175,000
9/3/2026 1% - $1,165,000

Property vs Zip Code Average in 60175

Price
AVG $1.13M
$1.17M
Taxes
AVG $17,117
$6,603
Year Built
AVG 1996
1993
Visits
AVG 86
163
Data Provided by Inside Real Estate®

Areas That We Cover

40w913 Trotter Lane St. Charles, IL is a Single Family Home for sale at $1165000 with 6896 sqft and a lot size of 1.7 Acres Acre(s). 40w913 Trotter Lane St. Charles has 5 bedrooms, 5 baths and was built in 1993. The property's zip code is 60175 which is in St. Charles, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.